INTELLIGENT SAVINGS

PROGRAM 3i-NETWORKS: What is 3i Networks?A: 3i Networks is an official program released by PT. AJ Central Asia Raya - Salim Group (Commissioner Anthony Salim), which focuses on investment (savings funds) with the marketing system "Customers get the Customer" and you do not have to be an agent in this program.Q: Is this program CAR 3i Networks MLM program?Is the CAR 3i Networks is registered as a member APLI?A: The CAR program 3i Networks is not MLM (Multi Level Marketing) and because it is not MLM companies certainly do not need to be a member APLI (Direct Selling Association of Indonesia).Q: Is the official program of the company 3i Networks? What about the legality of the program 3i Networks?A: Yes, 3i Networks program is an official program released by PT. AJ Central Asia Raya and not a program established by the individual agent. Because it is a program of the company following the legality of legality PT. AJ Central Asia Raya which had stood since 1975. For the program can be checked directly by way of a call to the headquarters of PT. AJ Central Asia Raya or to branch offices throughout Indonesia about the truth when 3i Networks program is an official program of the company.PT.AJ Central Asia Raya is an insurance agency that has been registered officially in1. AAJI (Life Insurance Association of Indonesia)2. The FSA (Financial Services Authority).(Can be checked directly on the official website CAR: www.car.co.id)Q: Do 3i-Networks is valid only in one agency or what?A: 3i Network has been recognized around the office of PT A.J. CAR throughout Indonesia as member registration and application is still done at the head office in Wisma CARlife Jakarta and immediately after the grand launch in all branches in Indonesia can register 3i Network systems and filling applications.Q: How long has this program CAR 3i Network?A: PT A.J. CAR itself has dozens of years of existence, which began in 1975. The program of this new Network 3i done a soft launch on January 16, 2014.MEMBERSHIP IN THE CAR 3i NETWORKSQ: Can a person buy several policy for insured children are still small and have multiple points of membership in Car 3i Network?A: NOT ALLOWED. 3i Network in CAR one person can only have one point of membership / the id member for the right business. You may have more than one policy with the insured is different, and it is considered as an addition to a private policy.Q: Can an uncle or aunt nephew insured (the policyholder = uncle or aunt, nephew insured =)?A: NOT ALLOWED. The policyholder and the insured can only have a relationship between a husband - wife or - a husband or a father - child or mother - child. So uncle / aunt could not as the policyholder for insured nephew. Grandfather / grandmother also could not as the policyholder for insured grandson.Q: Can we meng-closing outsiders (foreigners) to follow 3i-Network Car program?J: CAN NOT. Car 3i-Networks program is only for residents of IndonesiaENTRANCE AGE POLICY OWNER / INSURED / MEMBER 3i NETWORKSQ: what is the person's age can be a CAR policy holder?A: The policy owner's age minimum is 17 years old and already have ID cards.Q: Until the age limit how someone could be a CAR policy holder and a member of 3i Networks program?A: The maximum age limit as the policy holder was 60 years old when applying SPAJ.Q: what is the person's age can be insured in the CAR program?A: The age of the insured at the entrance candidates CAR program is from 1 year to 60 yearsQ: How old month baby can be insured?A: For the baby must have a minimum of 6 months of age (calculated as the age of 1 year)Q: How do I calculate the age of the prospective insured? Rounding up or rounding down?A: Excess age of 6 months in the CAR program rounded up, and the excess under 6 months is rounded down. Example: the age of the prospective insured is 32 years and 4 months, it is considered as an entry age of 32 years. Another example: the age of the prospective insured is 32 years and 7 months, then entered as entry age of 33 years. For infants between 6 months to 15 months is considered as the entry age of 1 year, and infants aged 1 year 7 months entered as 2 years old.REDEMPTION SAVINGS & INSURANCE / CLAIMSQ: How do I redeem the savings-insurance (claims)?A: In order to process your claim can get a claim form by contacting the CAR customer service office in the city nearest you. The documents / requirements necessary claims include:1. First Polis2. Copy of Identity (ID / Passport) Policyholder and Insured3. Death Claim Notification Form4. Power of Attorney5. Certificate of Death from the competent authority6. Medical Certificate of the causes of death of the insured7. Letter from the police in the event of traffic accidents or events that are worth a suspected criminal elementsPoint to considerable savings claims 1 and 2, while the death benefit to raise funds by adding points 3,4,5,6 and 7 if death due to accidentsQ: How do I file a claim?A Claims must be given to the Insurer no later than 30 (thirty) days from the day / date of the event / treatment ends / dies.The documents completeness of the claim file can be directed to the Customer Service CAR nearest to you, or to the CAR Customer Service Centre (CAR Pensions Life, Jl. Gelong New Holland No. 5-8, West Jakarta 11440). Have Receipt of surrendering the claim file that you do. Furthermore, the claim file will be analyzed further. As you know, the insurer reserves the right to request other documents if necessary.Q: How to Claim Payments to customers?A: Payment of claims will be transferred to the account indicated on the Policyholder according Claim Form. Except for death claims, payment claims will be transferred to the account beneficiary. If there are several heirs, then each beneficiary may appoint a representative to receive payment of the claim with a letter of authorization stamped (CAR closest contact Customer Service to get a draft letter of authorization) Do not forget to include the full name and account number to process payment of claims and make sure the spelling of your name exactly as it appears in the books of accounts.
3i-SAVING SMART NETWORKS (INVESTMENT, INSURANCE, INCOME)T: Insurance I get any?A: You will get Life Insurance Death in the form of the sum insured (the fund) amounting to Rp 21 million and 42 million. Depending on the type of savings package you choose, if Rp 350.000, - / month for UP 21 million and savings packages Rp 700,000, - for UP 42 million.Q: Hospital, hospital, critically ill, rider, and others are there?A: The program is focused to 3i Networks multipurpose savings (mutual funds) only, and these savings you can use for various purposes sudden and can be withdrawn at any time after the 5th year. If for general insurance such as hospital, critical illness, accident and other authorized agents we can help if you want these products together with PT A.J. Central Asia Raya.Q: How long to save it? Is it secure?A: Saving for 5 years. And at the end of saving money savings can be taken wholly or partly drawn, the remainder to be invested which would be developed by the company for greater results that can be utilized to the max at 75 years of age.For security certainly Highly Secure, under the banner of the Salim Group corporate giants that have the biggest stake in Indofood, Bogasari, BCA, Djarum, Pepsi Cola, Wings and others and also supervised institutions and the FSA AAJIQ: Is this Unitlink?A: Yes this really unitlink called CARlink Pro Mixed (mutual funds), where we will go into the fund equity, which in the last year alone the increase in equity by 20%. More information can be asked to the customer service office in the city nearest you.Q: There is the cost of acquisition / Pieces administration?A: Obviously there, today's acquisition is quite small here so that the value of customer investments large enough. For a percentage of the acquisition can be found in Book Illustration (Starterkit)Q: If I've joined what I could check the existing downline under me?A: Sure you can, then you will be given a username and password to login to the website Life Insurance Central Asia, in the area pages you can see where your downline, and can see where your downline who need overflow spill over downline from You.Q: If I've joined in the insurance business central asia this highway, and I already have 3 referrals under me, and then I got the right person to 4, whether to 4 of this I put down my?A: You only need three people under you to make this system work to make money for you, in other words when you get people to 4 who wish to join directly below you can not, you can just put people into four and so on downline under you who have joined first with a skewer and of course you will mesnponsorinya and also go into your bonus.Q: How long after registration policy number, I go out and I can log into their website to check my network?A: No. policyholder would be out within one month, (you receive prior notification by sms from PT. AJ Central Asia Raya), after the new exit policy number you may be able to log into the website to check your network.Q: Every day what I was paying a premium of Rp. 350,000 every month?A: The premium be paid before the 25th of each monthQ: When can I get my bonus?A: Close the book in CAR is 25th, while the 26th is the beginning of the month. So if you get referrals before the 25th, then the following month was between 20 to 25 you can already your bonus by transfer to your account. If you get referrals after the 26th, then your bonus will be paid to two months between the dates of 20 to 25 has been transferred to your account instantly.Example 1: On January 24, you register 3 referrals, then your bonus will be transferred between October 20 to 25 FebruaryExample 2: If you register your downline 26 January, then your bonus will be transferred between October 20 to 25 March."Remember the rule: Close the book on the business of this CAR is 25th, while the 26th is the beginning of the month"Q: What if I can not get one just below my downline, what happened?A: It is not possible, because at the top you have surely excess downline upline so inevitably you have to give away the overflow of referrals to you.Q: Well let's just say I was unlucky people worldwide so that my upline was no one wants to give away the overflow of his downline?J: Ok let me answer, Had his worst possible one person you can not just downline, then you can keep your money, remember this is not just a network business, this is your savings. In other words, if you can not be one person only becomes downline under you, then within 5 years after your insurance policy expires you can take your savings amounting to Rp.350,000 / month X 60 (5 years equal to 60 months) = USD .21,000,000, and if you leave your money flowering until the age of 75, then your savings can reach billions -TRILYUNAN (depending on the age at entry), can be seen in book illustrations starterkit.